Footnote Information

1 30-Year Amortizing Mortgage - The annual percentage rates (APRs) quoted represent a typical 30-year fixed rate FHA-insured loan on a $100,000 home with the required 3.5% down payment. The APRs are based on the total amount of interest calculated at the interest rate over the life of the loan, plus Prepaid Finance Charges and the total amount of any required mortgage insurance charges over the life of the loan. Prepaid Finance Charges include items paid at or before settlement, such as loan origination, commitment or discount fees (points), adjusted interest, and initial mortgage insurance premium. Please note that the actual APR may vary depending upon the Mortgage Loan Fees the participating lender charges the borrower. Rates are subject to change.

* 3.75% 0 points (4.713% APR); no origination fee, no discount point; prepaid interest (assuming 15 days) of $152.29