Get with the program

The Maryland Mortgage Program, that is.

Finance  or refinace your home with one of our mortgage products. CDA rates are fixed, so there will be no surprises during the term of your loan.

The home of your dreams


With a CDA mortgage loan, you can buy the home of your dreams or refinance your current home. It takes all types, what's yours?
  • Existing homes; new construction undermortgage purchase product  (must be in a Priority Funding Area)
  • Townhouses; detached or semi-detached homes; condominium units; modular with the State seal of approval for code compliance
  • Investment property not eligible
  • Home must be occupied as principal residence

 

  • Federal Housing Administration (FHA) insurance
  • Veterans Administration (VA) guaranty 
  • Rural Housing Services (RHS) guarantee
  • Private mortgage insurance from one of the participating private insurers